Professional advisory for an essential benefit.

How much should a company invest in its employee retirement plans? And with finite resources, how much can it afford to? Helping employees build their long-term financial security – while maintaining a competitive advantage – is the goal for all our clients. Our job is to help them figure out how.
BDO’s Retirement Plan professionals work collaboratively with clients to tailor plans for their unique business. We assess resources, competitive standing, industry trends, and long-term goals to help each client give its employees the best possible retirement benefit.
Retirement Plan Design and Administration
The first challenge in creating a plan tailored to your company’s needs is sifting through the overwhelming number of options. BDO provides unbiased recommendations, drawing on over 40 years of experience to develop a retirement plan that is competitive, cost-effective, and compliant with ever-changing legislation.
Our professionals work with your tax, finance, and human resources teams as well as attorneys, trustees, independent auditors, or third-party administrators to ensure each plan maximizes value. Services include:
  • 401(k) and 403(b) Plan Consulting and Administration (including ESOP administration)
  • Actuarial Services, including valuations, PBGC filings and ASC 715 and ASC 960 accounting
  • Plan Design, Implementation and Consulting for Defined Contribution and Defined Benefit Plan (including Cash Balance plans and tax projections and planning)
  • Annual Compliance Testing and Form 5500 Compliance
Qualified Plan Consulting
BDO’s Qualified Plan Consulting and Compliance team members are dedicated to providing the highest quality services. We collaborate directly with your team to design and operate compensation and benefit programs that support your unique organizational goals.
  • Comprehensive plan design for qualified retirement plans, defined benefit and defined contribution plans, including ESOPs
  • Assistance with plan corrections under IRS and DOL programs, including statutory audits
  • Outsourced benefit consulting services
  • Preparation of government compliance reporting, including Form 5500, Form 8955-SSA, Form 5330, etc.
  • Health and Welfare benefit plan compliance and consulting
  • Annual non-discrimination testing
Global Retirement Planning
BDO is among the world’s largest professional services organizations. We design and operate retirement plans for companies expanding into the U.S., including totalization agreement analysis, pension benefit planning, and equalization across borders to avoid duplicate taxation of distributions and optimization of benefits. BDO also provides other Global Expatriate Services for businesses involved in the international market.