Retirement Plans

The right retirement plans attract the right talent.

How much should a business invest in its employee retirement plans? And with finite resources, how much can it afford to invest? Helping employees build their long-term financial security while maintaining a competitive advantage is a key goal for many of our clients. Our job is to help them figure out how.

BDO works collaboratively with clients to tailor plans for their unique business. We assess resources, competitive standing, industry trends and long-term goals to help each client give its employees the best possible retirement benefit.

By combining comprehensive audit, tax and advisory offerings, we provide services tailored to the unique needs of employee benefit plan sponsors. In addition to qualified plan consulting and compliance, we also assist businesses with Employee Benefit Plan Audit services

Capabilities

Qualified retirement plans are regulated under the Employee Retirement Income Security Act of 1974 (ERISA). Our professionals provide comprehensive design, administration and operational support for all qualified retirement plans, including traditional defined benefit pension and cash balance plans, 401(k) Profit Sharing, 403(b) and ESOPs. We perform annual compliance testing, prepare plan documents and government filings, including Form 5500, as well as assist clients with plan corrections under IRS and DOL programs including self-correction and voluntary compliance filings. Our team also provides plan compliance reviews and due diligence related to mergers and acquisitions.

A key step in designing effective employee benefit plans is to measure and manage risk. We provide actuarial services to cash balance and other tax-qualified defined benefit plans in addition to retiree health/welfare and non-qualified plans. We design employer-tailored cash balance plans and support them with implementation and annual administration. Our team is also a resource for long- and short-term planning, funding, accounting, termination and mergers and acquisitions related to these plans.

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Meet our Retirement Plans Leader

Do work that matters, where you matter.

At BDO, you can do much more than fulfill your career ambitions — here, you can explore your full potential. That’s because we’re committed to helping our employees achieve on both personal and professional levels.