Retirement Plans

Qualified retirement plans are regulated under the Employee Retirement Income Security Act of 1974 (ERISA). Our professionals provide comprehensive design, administration and operational support for all qualified retirement plans, including traditional defined benefit pension and cash balance plans, 401(k) Profit Sharing, 403(b) and ESOPs. We perform annual compliance testing, prepare plan documents and government filings, including Form 5500, as well as assist clients with plan corrections under IRS and DOL programs including self-correction and voluntary compliance filings. Our team also provides plan compliance reviews and due diligence related to mergers and acquisitions.

A key step in designing effective employee benefit plans is to measure and manage risk. We provide actuarial services to cash balance and other tax-qualified defined benefit plans in addition to retiree health/welfare and non-qualified plans. We design employer-tailored cash balance plans and support them with implementation and annual administration. Our team is also a resource for long- and short-term planning, funding, accounting, termination and mergers and acquisitions related to these plans.